Kelly Financial Services LLC provides financial planning, advice and strategies to retirees, those contemplating retirement, and for younger people just starting to save for retirement. We help people realize their long-term goals to live a desired lifestyle. We do this by combining traditional family values and financial knowledge via a comfortable and consultative approach. By adapting to the times, the challenges and the changes before us we have been able to provide solutions for our clients in Greater Boston for 20 years.
We offer services in these three areas:
ACCUMULATION
Prepare for retirement by putting your hard-earned assets to work.
How?
Planning Tools
Income Review
Risk Analysis
Wealth Management
Investments
Rollovers
PRESERVATION
Protect the assets that can help you live the retirement you’ve always imagined.
How?
Tax-Efficient Strategies
Asset Protection Strategies
Life Insurance
Long-Term Care Strategies
DISTRIBUTION
Provide for the people and causes you care about the most.
How?
Next-Gen Engagement
Legacy Planning
We can also refer you to professionals who provide the following services:
Trusts | Probate | Charitable Giving | Estate Planning | Tax Planning
Kelly Financial Services - Safe Money StrategiesTM
You can trace the beginnings of the financial planning profession to the year 1969. Back then, 13 individuals in different areas of the financial services industry met in a Chicago hotel and laid the foundation of what would become a specialized sector of finance for retirement planning.
Much has changed since that time.
The financial advice business has come a long way from the days of simply having discussions about insurance products over the family dining table.
In fact, it has evolved much more since then. Not long ago, the advisory business was largely modeled on a bucket of diverse assets that was managed by investment professionals. And success was largely measured by the performance of a portfolio of those assets against certain benchmarks, like the S&P 500. An improvement, for sure, the limitations of this model nonetheless became apparent.
Who cares if you beat the market, but you are unable to achieve your goals?
Today, the kinds of discussions the advisors at Kelly Financial Services LLC are having with our clients center around goals and lifestyles, not just market returns. It is a better way to get to what is really important to you.
Planning is central today. Good plans are flexible and should be designed to allow for change – in markets, in the economy and in your personal circumstances. Plans do and, in certain instances, should change.
Our approach is defined by two key factors: financial planning is holistic, and it is a process. These two attributes are useful for clients and planners alike. A holistic approach helps identify goals and a process helps achieve them.
How and when will you know it is time to change your plans? A sudden event – a job loss, a death of a family member – is likely the most obvious time. However, our experience suggests that embracing a process not only helps you improve the probability of achieving your goals, a dedication to following a process will also likely identify when a change is necessary.
We believe that having a process embedded in your planning is a key to your success.